在存款利率下行背景下，投资者将目光转向保险产品

中国地震台网自动测定：02月24日12时37分在台湾花莲县附近发生4.3级左右地震，最终结果以正式速报为准。","multimedia":{"img_url":["https://n.sinaimg.cn/zhibo/408/w690h518/20240224/0e84-41fa7eda88dd437962db25334b857a04.jpg"]},"commentid":"live:finance-152-3502221:0","compere_id":0,"creator":"mengfei11@staff.sina.com","mender":"mengfei11@staff.sina.com","create_time":"2024-02-24 12:42:48","update_time":"2024-02-24 12:43:09","is_need_check":"0","check_time":"1970-01-01 08:00:01","check_status":"1","check_user":"","is_delete":0,"top_value":0,"is_focus":0,"source_content_id":"0","anchor_image_url":"","anchor":"直播员","ext":"{"stocks":[],"needPushWB":false,"needCMSLink":true,"needCalender":false}","old_live_cid":"0","tab":"","is_repeat":"0","tag":[{"id":"8","name":"其他"}],"like_nums":0,"comment_list":{"list":[],"total":0,"thread_show":0,"qreply":0,"qreply_show":0,"show":0},"docurl":"","rich_text_nick_to_url":[],"rich_text_nick_to_routeUri":[],"compere_info":""},{"id":3502220,"zhibo_id":152,"type":0,"rich_text":"【在存款利率下行背景下，投资者将目光转向保险产品】记者近日调研了解到，在存款利率下行背景下，投资者将目光转向保险产品，特别是增额终身寿险产品受到关注，银行理财经理、保险营销员也在大力推荐此类保险产品。业内人士提示，保险产品的收益测算方式较为复杂，与存款有所不同，投资者需要充分理解产品。此外，增额终身寿险适合长期持有，若提前退保可能会产生资金损失。（中证报）