北京地区银行经营贷利率和“门槛”同时下调 年化利率低至3%左右

当地时间7月6日，澳大利亚新南威尔士州遭遇的强降雨逐渐向悉尼以北移动，新南威尔士州中北部地区河流水位急剧上涨，一些地区已发出洪水警报。","multimedia":{"img_url":["https://n.sinaimg.cn/zhibo/781/w500h281/20220706/5791-8f8c652fe53716311e9a27a8e1865da7.png"]},"commentid":"live:finance-152-2730450:0","compere_id":0,"creator":"yongsheng6@staff.sina.com.cn","mender":"yongsheng6@staff.sina.com.cn","create_time":"2022-07-06 11:21:28","update_time":"2022-07-06 11:21:39","is_need_check":"0","check_time":"1970-01-01 08:00:01","check_status":"1","check_user":"","is_delete":0,"top_value":0,"is_focus":0,"source_content_id":"0","anchor_image_url":"","anchor":"直播员","ext":"{"stocks":[],"needPush":false,"needAIPush":false,"needCMSLink":true,"needCalender":false,"needProvince":"0","docurl":"https:\/\/finance.sina.com.cn\/7x24\/2022-07-06\/doc-imizirav2138316.shtml","docid":"mizirav2138316"}","old_live_cid":"0","tab":"","tag":[{"id":"8","name":"其他"}],"like_nums":0,"comment_list":{"list":[],"total":0,"thread_show":0,"qreply":0,"qreply_show":0,"show":0},"docurl":"https://finance.sina.cn/7x24/2022-07-06/detail-imizirav2138316.d.html","rich_text_nick_to_url":[],"rich_text_nick_to_routeUri":[],"compere_info":""},{"id":2730449,"zhibo_id":152,"type":0,"rich_text":"【北京地区银行经营贷利率和“门槛”同时下调 年化利率低至3%左右】据记者了解，北京地区已有多家银行下调经营贷利率，目前有银行利率最低达3%左右。另外，银行对小微企业的贷款审核条件也有所调整。部分银行的个贷经理表示，银行除了下调经营贷利率外，还降低了经营贷的准入门槛。不少业内专家表示，今年以来，银行在小微企业纾困方面的举措不断加码，但在疫情等因素影响下，目前部分小微企业对于贷款的有效需求不足。下半年，银行仍需持续发力信贷增量供给，同时借助金融科技进一步提升小微金融的服务质效。（证券日报）