受银行业危机波及，美国小企业陷入10年来最严峻的信贷环境

【受银行业危机波及，美国小企业陷入10年来最严峻的信贷环境】 多家银行倒闭致使信贷条件进一步收紧后，美国更多小企业报告3月获得贷款的难度加大。全美独立企业联盟（NFIB）周二公布的一项调查显示，频繁借款的小企业主中有净9%表示融资比三个月前更困难，创下了2012年12月以来最高纪录。同样比例的受访者预计，未来3个月信贷环境将更为严峻，追平10年来的最高水平。NFIB首席经济学家Bill Dunkelberg在一份声明中表示， “小企业主对未来的经济状况持怀疑态度，” 来存在重大不确定性，最迫切的是对银行业危机可能蔓延的担忧。","multimedia":{"img_url":["https://n.sinaimg.cn/zhibo/425/w766h459/20230412/d0d4-4ff8145308f66d1286479f4b9f00c734.png"]},"commentid":"live:finance-152-3066170:0","compere_id":0,"creator":"zhouwei6@staff.sina.com","mender":"zhouwei6@staff.sina.com","create_time":"2023-04-12 06:01:54","update_time":"2023-04-12 06:02:20","is_need_check":"0","check_time":"1970-01-01 08:00:01","check_status":"1","check_user":"","is_delete":0,"top_value":0,"is_focus":0,"source_content_id":"0","anchor_image_url":"","anchor":"直播员","ext":"{"stocks":[{"market":"fund","symbol":"161121","key":"u94f6u884c"},{"market":"fund","symbol":"515290","key":"u94f6u884c"}],"needPush":false,"needAIPush":false,"needCMSLink":true,"needCalender":false,"needProvince":"0","docurl":"https:\/\/finance.sina.com.cn\/7x24\/2023-04-12\/doc-imyqafvu7278304.shtml","docid":"myqafvu7278304"}","old_live_cid":"0","tab":"","tag":[{"id":"102","name":"国际"}],"like_nums":0,"comment_list":{"list":[],"total":0,"thread_show":0,"qreply":0,"qreply_show":0,"show":0},"docurl":"https://finance.sina.cn/7x24/2023-04-12/detail-imyqafvu7278304.d.html","rich_text_nick_to_url":[],"rich_text_nick_to_routeUri":[],"compere_info":""},{"id":3066169,"zhibo_id":152,"type":0,"rich_text":"美联储哈克：那些用于放慢美国经济的措施正在发挥作用。