商业银行纷纷下架“智能通知存款” 专家：中小银行应发力业务驱动型存款

Take-Two互动软件第四财季调整后EPS为0.59美元，分析师预期0.68美元。第四财季净预定13.9亿美元，分析师预期13.4亿美元。预计2024财年调整后EPS为3.00-3.25美元，分析师预期4.42美元。预计2024财年净预定54.5亿-55.5亿美元，分析师预期58.9亿美元。预计第一财季净预定11.5亿-12.0亿美元，分析师预期13.1亿美元。Take-Two互动软件（TTWO）美股盘后涨10.7%。","multimedia":{"img_url":["https://n.sinaimg.cn/zhibo/214/w1080h2334/20230518/5eb5-234d5dff6ee564ac3b9a84a7e05bde53.jpg"]},"commentid":"live:finance-152-3112539:0","compere_id":0,"creator":"zhouwei6@staff.sina.com","mender":"zhouwei6@staff.sina.com","create_time":"2023-05-18 04:24:29","update_time":"2023-05-18 04:24:29","is_need_check":"0","check_time":"1970-01-01 08:00:01","check_status":"1","check_user":"","is_delete":0,"top_value":0,"is_focus":0,"source_content_id":"0","anchor_image_url":"","anchor":"直播员","ext":"{"stocks":[],"needPush":false,"needAIPush":false,"needCMSLink":true,"needCalender":false,"needProvince":"0"}","old_live_cid":"0","tab":"","tag":[{"id":"3","name":"公司"}],"like_nums":0,"comment_list":{"list":[],"total":0,"thread_show":0,"qreply":0,"qreply_show":0,"show":0},"docurl":"","rich_text_nick_to_url":[],"rich_text_nick_to_routeUri":[],"compere_info":""},{"id":3112538,"zhibo_id":152,"type":0,"rich_text":"【商业银行纷纷下架“智能通知存款” 专家：中小银行应发力业务驱动型存款】据证券日报，近期，商业银行密集调整通知存款利率、协定存款利率，不少银行也纷纷下架了“智能通知存款”。5月17日，记者通过手机App在线客服、客服电话等方式咨询多家商业银行了解到，六家国有大行中有五家已下架“智能通知存款”相关产品，另一家也仅可线下办理。此外，有多家股份行、城商行的客服人员也表示已下架相关存款产品。当然，“智能通知存款”大量下架并非对所有商业银行有利。中央财经大学证券期货研究所研究员杨海平表示，此轮“智能通知存款”下架，以及通知存款、协议存款定价上限调整，对中小银行的影响大于大型银行，主要由于在存款市场上，中小银行对价格优势的依赖度更高。